The next generation of Internet transactions is here. InstaPay introduces payENKRYPT®, the first patent pending, PIN-based Internet transaction system for ATM or Credit Card use.

payENKRYPT® offers heightened transactional security for Internet financial payments -- with the speed and cost advantages of a simple ATM withdrawal. The key to payENKRYPT® is a small, PIN-enabled ATM card reader, easily attached to any PC. With a swipe of a card and a PIN code, payENKRYPT® offers a new, fast, secure way for consumers, Internet merchants and the securities industry to do business. This is the only method to do an ATM transaction for the Internet under current ATM network rules requiring a “card present” with PIN device system. This is the same method used when making purchases with your ATM card at brick and mortar businesses such as grocery stores, gas stations, etc.

Learn what payENKRYPT® has to offer for business, personal and securities users. Click on the links above for more information in each category.